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Ray Greenberg, CFP®

Calculators


Have a question that involves number crunching? Use the calculators on this page to find the mathematical answer to the most commonly asked number-crunching questions, and see your inputs displayed next to the graph, chart, and/or table output in a side-by-side display.

Calculator: Print This Page
Saving or Investing Calculator
$
$Monthly
Annually
1st:
%
2nd:
%
3rd:
%

*Enter a value in the first box to generate a chart illustrating the effect of that rate of return on your savings or investments. You can also generate a chart comparing the effects of up to three different rates of return by entering other values in the remaining boxes.

Years

How much will you accumulate if you save or invest regularly? Use this tool to calculate and chart the future value of regular monthly or annual deposits.


Calculation assumes that additional deposits are made at the end of the applicable period (month or year).


Saving or Investing Calculator Chart
How much will you accumulate if you save or invest regularly?

After 30 years, if you start with a balance of $10,000 and save $1,000 a year at 5%, you will have accumulated an estimated $109,658.
Using the same assumptions as noted below, this chart compares the same initial and subsequent deposits for the same term at three different expected annual rates of return.



    Assumptions

  • Calculation assumes earnings are compounded (monthly/annually).
  • Calculation assumes that additional deposits are made at the end of the applicable period (month or year).
  • Calculation does not take into account the effects of inflation.
  • Calculation does not take into account the effect of federal or state income taxes.
  • If you are investing in stocks or stock mutual funds, obtain a prospectus and read it carefully. Past performance is no guarantee of future results.
  • The results are hypothetical and may not reflect the actual growth of your savings or investments.
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This communication should not be considered as an offer to sell or buy any securities, provide investment advice, or make investment recommendations. This information is being provided with the understanding that it is not intended to be interpreted as specific legal or tax advice. Individuals are encouraged to consult with a professional in regards to legal, tax, and/or investment issues. Advisory services offered through Investment Advisors, a division of ProEquities, Inc., a Registered Investment Advisor. Securities offered through ProEquities, Inc., A Registered Broker-Dealer, Member FINRA/SIPC. Financial Expertise is independent of ProEquities, Inc.

Please be advised that presently Ray Greenberg holds series 7, 24, 63, and 65 licenses in CA, FL, NJ, NY, PA, TX, VA, and WA.  For residents of other states in which registration is not held, proper licenses and registrations must be obtained by representatives before proceeding further. No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through ProEquities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal.

 


Check the background of this financial professional on FINRA's BrokerCheck.